We’ve saved hundreds of Business Owners thousands of dollars by evaluating their existing Workers Comp coverage.
We understand your business
We understand the importance of a safety net for employees. Each company has a unique work environment - and uniquely protecting you is our area of expertise!
We do the work so you don't have to
Being independent means we have no ties to any one particular insurance company. We shop. You save. It's what we do.
We Provide Local Service
We will come to you, near or far; face-to-face, hand-in-hand, helping you protect your business and your assets. It’s how people should be treated.

We have specialists in Workers Compensation that know your industry and can help make sure you get exactly the coverage you need; nothing more, nothing less.


Be vigilant about Workers Compensation Insurance!


Imagine having a valued employee get hurt at your workplace.


Now, imagine not having enough workers compensation insurance in place or worse, not having any coverage at all. How would you pay the medical bills? Could you be sued? Could you lose your business?


As you should know, it’s the law to maintain Worker’s Compensation insurance. Don’t find out the hard way by paying a fine to the government!


It’s no surprise that as a fellow business owner, you also view the insurance purchasing experience as a combination of purchasing coverage that provides complete protection (no gaps and sufficient limits) with a price that you can afford.  As an independent Business Protection Strategists, Professional Liability Insurance Group can help guide you so that you purchase the right amount of coverage for your unique business needs.


Did you know?


A Workers Compensation Insurance policy can not be back-dated. So, you need to ensure that there is never a gap in your coverage – not even for one day!


Having insured businesses in New Jersey since 1997, Professional Liability Insurance Group can help save your business a substantial amount of money by examining the following Four Key Areas as they pertain to your business:


1.  Rates:


While workers compensation rates are standard nationwide, depending on carrier, insurance companies apply what they call “deviations, premium discounts or schedule credits” from those rates, up or down depending on the loss experience.


2.  Premium Audit:


When it is time for your annual premium audit, we can make sure you are properly classified and that you maintain your records to receive the most advantageous payroll calculations and classes.


3.  Experience Mod:


We will help make sure your experience mod is an accurate reflection of your claims.


4.  Loss Control:


Establishing a loss control or risk management program where injuries to your employees are minimal because of the safety features used on your premises.


It pays to review your policy yearly with our Business Protection Strategists to make sure you are receiving all of the discounts your business is entitled to. Contact us today and see if you are eligible for a lower premium. Allow us to do the legwork for you.


Surprisingly, the average insurance agent thinks that there are no possible ways to reduce a Worker’s Compensation premium because the rate is set by your state and your payroll determines your premium. But those agents would be wrong. There are two main ways to potentially lower your premium – and a third way if you’re a sole proprietor or a Limited Liability Company.


Ask us how to lower your premium before you pay more than you should again this year.


“I’ve worked with various insurance companies throughout the years and Professional Liability Insurance Group, by far, is the best because of the personalized service that we get. When I know there’s an issue, I can contact you and know that it’s going to be handled. When a doctor or nurse calls and has a question about their malpractice, I can call you and then I’m able to get back to the employee a lot quicker. You make us look good.”


– Barbara Stinchcomb, Corporate Administrator


At The Professional Liability Insurance Group we have written workers compensation insurance policies for many years. You will receive valuable, accurate insurance information pertaining to the workers compensation aspect of your business, along with service that is hands down the best in the business!


Like your business, Professional Liability Insurance Group is also a business and our team understands the importance of developing a plan for continued financial security. Your local Professional Liability Insurance Group agent, or as we consider ourselves “Business Protection Strategists“, can work with you to determine the appropriate design of insurance products and provide business insurance quotes tailored to your business.


Our Clients Speak Out!
"Always helpful, easy to reach, questions answered professionally & in a timely manner.”
Linda Clark, Office Manager
Our Clients Speak Out!
"Obtaining and maintaining malpractice insurance can be quite challenging. However, Shayne and the staff of PLIG are the definite anesthesia in this painful process. Thank you Shayne!”
Dr. Colin Campbell
Our Clients Speak Out!
“I worked with Shayne over about a two year period. He is diligent and conscientious and makes a great effort to make interactions easy and productive. He is always pleasant and personable. He led a team on which I worked and his leadership of the team made all of our lives much easier.”
Dr. Jonathan Cargan, Phoenix Ascendant Consulting, LLC
Our Clients Speak Out!
"PLIG provided unbiased information that's first and foremost best for this company. Shayne Bevilacqua and Maria are to be commended for their outstanding attention, professionalism, and ethical business behavior.”
Teresa Brown, Practice Manager
Three reasons to get started right now
Business Protection Strategists for Business Owners - it’s who we are!
We have Specialists in your business
We’ve saved clients up to 60%! Think about that. We care about your bottom line!
We can save you a bundle
You were given a name and we will know it and use it. You will NOT be treated like a number.
We treat you like you treat your clients
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All our correspondence is
100% confidential
We never share your information with a third party without your permission or direction